Monica Vera-Schubert says such rules would have saved her a lot of anguish a decade ago, when a painkiller prescription for her son Bobby's knee injury quickly turned into a full-blown addiction to opiates. The state received $15 million in federal money to spend on marketing a health insurance exchange that opens Oct. 1. hide caption. It costs more to insure the typical spouse than the typical employee, one analyst says. Enlarge this image The federal health insurance exchange, HealthCare.gov, has reopened until May 15 for new sign-ups; you can also switch to a different health plan on the exchange. NPR Shop. M. Spencer Green/AP Information about premiums is now available in most places, and here's a tool to make use of it. NPR Health Editor Scott Hensley tells us why. Tiny Desk ... Health Insurance Health Insurance. September 18, 2013 • The state fought hard against Obama's Affordable Care Act. Play Live Radio Next Up: 0:00. https://www.npr.org/2020/09/28/917747287/the-everlasting-problem Franck Camhi/iStockphoto.com hide caption. Robin Nelson/Bloomberg via Getty Images As more Americans lose their jobs due to the pandemic, they also lose their health insurance tied to their employment. NPR A Raise Can Wreak Havoc With Your Health Insurance SubsidyNPRWhen I applied on the exchange for health insurance I had to predict my income. Alex Wong/Getty Images You've got the platinum plan. Rick Scott's administration is questioning the use of federally funded navigators to enroll residents in health care exchanges. hide caption. September 10, 2013 • Insurance plans that carry higher premiums may be a bargain for consumers with costly health conditions. Glassdoor is your resource for information about the Health Insurance benefits at NPR. In mid-December in the couple’s kitchen, Abra was sizing… This information is shared with social media, sponsorship, analytics, and other vendors or service providers. iStockphoto.com Stories About Chicago insurance broker Sean Whaley told The Associated Press earlier this month that his self-employed clients were frustrated that didn't have the information to plan ahead for their families' health care costs in 2014. September 24, 2013 • The online marketplaces created by the Affordable Care Act so people can compare health plans and sign up for health insurance are scheduled to open for business on Oct. 1. Carrie Feibel And isn't Obamacare really a negative term? Julie Rovner answers these and more as opening day looms for the new health exchanges. hide caption. September 24, 2013 • A college student will be able to shop for health insurance on one of the exchanges planned to open for business in October. Interviews, news, and commentary from NPR's correspondents. September 30, 2013 • Many people aren't sure if they'll qualify for subsidized insurance. See details. hide caption. Consider This from NPR How I Built This with Guy Raz TED Radio Hour More Shows & Podcasts; Search. You might think that health insurance would want hospitals to lower patients’ medical bills – after all, insurance companies pay a big part of those bills. For some, that means not paying the claims of spouses who work for other companies. They voted for Trump because they were fed up with how much they are paying for health insurance. Both offer some form of tax credits for uninsured people to obtain coverage. Florida Gov. September 27, 2013 • Leading Texas politicians have resisted the federal health care law. Now Gov. Workers prepare orders to be loaded for shipment at a UPS Healthcare Supply Chain and Distribution Center in Atlanta on March 12. The majority of Americans have health insurance that includes coverage for prescription drugs. But they figured it incorrectly, and now I have to repay $8,000… Katherine Streeter for NPR John Hanna/AP 4.0 ★ ★ ★ ★ ★ Employers Trim Health Costs By Cutting Coverage For Spouses, Florida Makes Spreading Word On Health Care Law A Challenge, Laid Off And Looking For Health Insurance? September 27, 2013 • Very few insurers around the country are offering top-of-the-line platinum insurance plans. As long as people sign up by Dec. 15, they'll be covered starting Jan. 1. hide caption. In their own ways, they're trying hard to make insurance appealing to uninsured young people. Texas Sen. Ted Cruz leaves the weekly Senate Republican Policy Committee luncheon Tuesday, shortly before beginning a filibuster against Obamacare. An expected rise in the cost of health insurance under Obamacare. The state of health care, health insurance, new medical research, disease prevention, and drug treatments. September 16, 2013 • If obesity were a disease, would you be more likely to seek medical help because insurance would pay for treatment? hide caption. But depending on the family's financial circumstances, he may be better off staying on his parents' plan or looking into Medicaid. Would A Federal Shutdown Delay Health Care Exchanges? But some states that run their own health insurance marketplaces have different rules. Donate. hide caption. Assessment of Care Personally Received Many adults in the U.S. are happy with the care they personally receive as patients; however, most do not As the date approaches, opponents of the administration's health law are ratcheting up their efforts to stop it. Updated 19 Aug 2014. The health insurance exchanges that open in October are likely to be a cheaper source for health coverage. Lower out-of-pocket costs for some patients can offset the higher price of the coverage over the long haul. Health : NPR Posted On : 04/02/2020 Published By : anna People with COVID-19 (the disease attributable to coronavirus) should self-isolate at house throughout their sickness. believe their health insurance co-pay, deductible and premium costs have increased in the past two years, while only about one in six say the same of their benefits. The state's universal health insurance law was passed in 2006, and officials hoped improved coverage would keep people out of the ER. Maybe you didn't hear NPR's Steve Innskeep bring an exec with the health insurance industry on Morning Edition and let him froth on and on about why the nation shouldn't have a public insurance option as part of health care reform. No envelope backs required for this health care calculation. NPR Insurance Customers In Pennsylvania Look To Trump To Ease Their BurdenNPRThe couple spent December trying to decide whether to buy health insurance or skip it for 2017. A coalition of health insurance providers are teaming up for a new initiative aimed at helping 2 million seniors from underserved populations get vaccinated against COVID-19, officials say. Many also don't know how much insurance might cost them. It's unclear who will come out ahead: the businesses, with more experience, or the feds, who won't charge commissions. NPR Health Insurance 18 employees reported this benefit. It aims to increase mental health insurance coverage to include far more conditions — including, notably, addiction — as well as redefining the criteria for insurance denials. hide caption. September 19, 2013 • As health costs keep rising, many firms are trying to run their benefits programs as leanly as possible. You may also opt to take out additional insurance to cover costs not included in the standard package. If you click “Agree and Continue” below, you acknowledge that your cookie choices in those tools will be respected and that you otherwise agree to the use of cookies on NPR’s sites. After losing a job, figuring out health insurance may be the smartest first step. But emergency visits instead rose by 9 percent from 2004 to 2008. Try Our Calculator, Insurance Exchange 101: Here's What You Need To Know, Lessons About Insurance In The Obamacare Data Dump, Houston Gears Up For Obamacare, Despite GOP Opposition. The audience concentrates on a presentation by Kansas Insurance Commissioner Sandy Praeger's office about the federal health care overhaul at the University of Kansas satellite campus in Overland Park, Kan., earlier this month. You can adjust your cookie choices in those tools at any time. hide caption. hide caption. Hey, put that away. Others lacked a health plan even before COVID-19 … Health insurance for public retirees used to be considered a throw-away benefit, according to Keith Brainard, research director for the National Association of State Retirement Administrators. You may click on “Your Choices” below to learn about and use cookie management tools to limit use of cookies when you visit NPR’s sites. iStockphoto.com How Will Exchanges Change Options For Kids' Health Coverage? Every person who lives or works in the Netherlands is legally obliged to take out standard health insurance to cover the cost of, for example, consulting a general practitioner, hospital treatment and prescription medication. Sales start Oct. 1. September 10, 2013 • States are taking very different marketing tacks to get residents to sign up for health insurance under the Affordable Care Act. John Raoux/AP NPR’s sites use cookies, similar tracking and storage technologies, and information about the device you use to access our sites (together, “cookies”) to enhance your viewing, listening and user experience, personalize content, personalize messages from NPR’s sponsors, provide social media features, and analyze NPR’s traffic. Consider This from NPR How I Built This with Guy Raz TED Radio Hour More Shows & Podcasts; Search. hide caption. 0:00. . iStockphoto.com September 17, 2013 • Many laid-off workers continue the insurance they got on the job by paying for it themselves through an expensive option known as COBRA. September 17, 2013 • For online insurance brokers, selling health insurance through the Affordable Care Act presents a new opportunity — and a new competitor. NPR dives into the origins of employer-based health insurance … Stories About insurance. 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